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Realtor's Q & A

Q: What is a W.D.I.Report and why is it usually required for the closing of a structural property?
 

A: Wood Destroying Insect Infestation Report and usually called a "Termite Letter."  The report and inspection covers much more than termite infestations but has been called "Termite Letter" for years and most likely won't change in the near future.
    Most lending institutions require a Licenced (Wood Destroying Organism) Professional to conduct a thorough inspection with proper documentation (W.D.I. Report) before funds are released on the purchase of a structural property.


Q:  What wood destroying insects are covered on the W.D.I. Report?

A: Subterranean Termites, Carpenter Ants, Carpenter Bees, Re-infesting Wood Boring Beetles(usually Powder Post Beetles)


Q:  Why does the W.D.I. Report sometimes have a Wood Destroying Organism (Fungus) attachment?

A:  FHA/VA requires a wood destroying fungus inspection with  the wood destroying insect inspection.  If there is no evidence of a wood destroying fungus present at the time of the inspection there does not have to be an attachment. 


Q:  Does the inspection cover only live insect infestations?

A:  NO!!  This is the single most misunderstood fact about the W.D.I. Report & Inspection.  The inspection includes any and all signs or evidence of a wood destorying insect infestation.  Live insects certainly would be evidence but other evidence includes: Damage, Shelter Tubes, Body Parts, Staining, Exit Holes, etc. 


Q:  When should a termite treatment be recommended by the termite inspector?

A:   Since the termite company is liable for the inspection results it is up to that companies' discretion when a treatment is required.   However, FHA/VA have gidelines for when a treatment should be recommended by the termite company on the back of the W.D.I. Report.  Statewide Pest follows the FHA/VA  guidelines.


Q:  There is evidence of a termite infestation but no live termites where found.  Why is it necessary for the property to be treated?

A:  Termites sometime infest a home then leave the structure.  This area will remain a food source for the termite colony.  The termites, most likely will return at sometime in the future unless the property is properly treated.   An inspector that only recommends treatment when live termites are present does not understand the biology of termites and could possibly involve the Broker, Agent, and Seller in a very serious and expensive law suit.




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Statewide Pest & Property Services, Inc * 
7402 Hwy 11 E
 Lenoir City, TN   37772
Phone: (865) 986-4383 Fax: (865) 986-4384----
TN Charter # 3991

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